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We bring expert financial advice to small business owners. Our experience has shown that with a few financial strategies, you can potentially attract and retain better employees, protect your business from the loss of key personnel and reap bigger rewards from your company’s success.
And, when your financial advisors are part of an independently operated firm, you get only the financial strategies that work best for you.
Take a look at what the power of independence can do for your business:
Business Continuation/Exit Strategies
To keep your business on the course you’ve set, we offer:
Coverage to help protect your business and income in case you or a key employee becomes ill or dies.
Tax-efficient exit strategies that will help you:
- Get the most from the sale of your business, or
- Ensure that your associates can buy your share or
- Leave the business to your family.
Of course, any plan for the transfer of your business should be part of your own personal estate plan.
Selective Benefit Strategies
To retain and reward highly compensated employees, you can offer:
- Non-qualified deferred excess plans that let employees defer more compensation for retirement.
- Income replacement plans for employees who become disabled.
- Long term care coverage with tax advantages for your business.
Employee Benefit Strategies
Our benefit specialists can design a strategy that potentially minimizes premium increases and maximizes tax benefits.* In the process, we will:
- Review your current benefit offerings, establish goals, identify optimal design and pricing structures, develop and oversee the appropriate implementation strategy, create value-added communications, assist with document preparation and testing.
- Objectively lead you through the many plans and services available, as well as through the complex laws and regulations that govern them.
- Continue refining your package by evaluating performance, monitoring marketplace changes and updating your goals.
Qualified Retirement Plan Strategies
Whether it’s a 401 (K), 403-b, profit sharing plan, as ESOP, a Simple IRA, we can help:
- Find the best plan for your business
- Maximize tax advantages for you, your business and your employees
- Maximize distributions for you and your key executives
*This information should not be considered tax advice. You should consult your tax advisor regarding your own tax situation.
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