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Life Insurance
Whether you are looking for the least expensive term policy, or you have a more permanent need for coverage, we have the capability as independent agents to shop the marketplace for you. More importantly, we take the time to establish the amount of insurance you need, and the reason you need it before the shopping begins.
Long Term Care
There are many ways to cover yourself for a long-term care situation, not all of them involve buying an insurance policy. We offer insurance and planning alternatives for your consideration. If you want to review several options before making a decision, come see us for a free, no obligation consultation.
Medical/Health Insurance
There is only one way to describe the Medical insurance marketplace; It's A Mess! The underwriting process is difficult, picky, and invasive. Premiums increase every year, and each year their increase is greater than the year before; and that's just for people without medical conditions. Middle Peninsula Insurance does not market medical insurance to the general public. We do help clients of our agency obtain coverage and navigate their way through the maze called health insurance.
Disability Income
For most people their income makes all other things possible like home, cars, and boats. If their income was lost, they would not have a lot of those possessions. That is why disability income should be the first coverage they should obtain. Sadly, it is often the last, or forgotten coverage. In recent years it has become more difficult to obtain this coverage. The underwriting process is much tougher, and due to high claims experience on policies sold in the late 80's, many companies have gotten out altogether. Middle Peninsula still has access to several quality companies offering disability income plans that can cover your particular need. |
